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A look at the best sunscreen for your money

Clark Howard is a nationally syndicated consumer advice expert

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A May 2014 study from Consumer Reports has ranked sunscreens and found that you don't have to pay big bucks to protect your skin from harsh UV rays.Here's what so funny: The highest rated sunscreen that got a Best Buy recommendation turned out to be the cheapest one per ounce they tested!

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Equate Ultra Protection Sunscreen SPF 50, which is a Walmart storebrand lotion, clinched the Best Buy trophy with a score of 80 from Consumer Reports. It costs only 56 cents an ounce, which represents a 9-cent increase in price since last year. Active ingredients include Avobenzone (3%), Homosalate (13%), Octisalate (5%), Octocrylene (7%), and Oxybenzone (4%). The only sunblock to score higher in the lotion category was Coppertone Water Babies SPF 50. This lotion got a score of 81 and costs $1.38. The active ingredient list mirrors that of Equate Ultra Protection Sunscreen SPF 50, with the exact same concentration of active ingredients.When it comes to sprays, longtime Consumer Reports favorite UP & UP Sport SPF 50 got a 90 -- a full 10 points higher than last year's showing for this Target housebrand. Amazingly, the cost per ounces has dropped to 80 cents, down from $1.16 last year! Active ingredients include Avobenzone (3%), Homosalate (10%), Octisalate (5%), Octocrylene (4%), and Oxybenzone (5%).

>>Company claims it has developed drinkable sunscreen

>> Special Section: Your Guide to Summer FunThe historical favorite in this annual tally has been NO-AD Sport SPF 50 with Avobenzone, Aloe, and Vitamin E SPF 45. The NO-AD lotion scored a 69 this time out -- up 20 points from last year. The cost per ounce is 63 cents. Active ingredients include Avobenzone (2.0%), Homosalate (15.0%), Octisalate (5.0%), and Oxybenzone (5.0%).I was talking with a dermatologist last week and she said the real problem is too many people apply sunscreen too sparsely. You need to put gobs of it on your kids. My kids are conditioned to know that it's a five-minute ordeal while we slather them up before they can go out into the sun. It's a necessary precaution. But don't forget yourself either.If you're like me and grew up in the generation when nobody wore sunscreen, we're a ticking time bomb for skin cancer and melanoma. In many cases, early skin cancer detected is just a little aggravation that's easily treated. But undetected, it can grow into melanoma and cost you your life.Whatever sunscreen you get, be sure it says "broad spectrum" on the label for maximum protection.

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The story behind the Kentucky Derby's $2,000 cocktail

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It's Kentucky Derby weekend and that means breaking out the big hats, betting on the horses and ... paying up to $2,000 for a drink. Wait, what? 

Ah, yes. The infamous mint julep. Just one of these puppies might empty out your wallet, though there is the cheaper option: it's only $1,000. (Via Kentucky Derby

So what's the deal with the steep price? Well, for starters it's that cup. This year they feature a gold-plated medallion of a horse and a garland of roses. But like I said, that's just the beginning. (Via Twitter / Matthew Willinger

Of course you have the basics fresh mint, crushed ice, Early Times Kentucky Whisky and the sweetener ... (Via SB Nation

Master distiller Chris Morris says to get the sweet taste, "We have candied rose petals, actual rose petals that we’ve soaked in sugar water... It has the mint, but now it has the rose hint to it.” (Via USA Today

"And then a golden sipping straw. There it is, it's part of the package. 

That's an actual straw?

An actual gold sipping straw. There it is, with a gold dusted mint garnish."

Yes, a golden straw. So, do you think it's worth it? Well, apparently plenty of people do. 

Every year about 120,000 of the cocktails are sold at Churchill Downs Racetrack. We'll leave that math up to you.  (Via Kentucky Derby

Now, not every mint julep at the derby is served in a golden cup with candied rose petals — there are affordable ones, too. The drink has actually been a staple among derbygoers since the races started in 1875. But the drink is much older — dating back about 200 years. 

"Virginians started mixing the version drink around 1803 ... The concoction made its way to Kentucky, the home of bourbon, whiskey and Kentucky colonel mint." (Via Yahoo!

The perfect mixture and the drink's popularity grew wildly. As far as the more expensive version — much of money raised reportedly goes to charity for aging horses.

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24 sensational sand sculptures

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